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Pro-active budgeting is how Grandma's Jars helped Liz

… Phil has challenged me to really think about what it is I want my money to do, whilst keeping financial things in perspective ...

Phil has been helping me budget since late 2007. I’ve never been bad with managing my money, but Phil has shown me how to manage my money in a smarter and more purposeful way, and I have found it very empowering to have control over my finances.

I particularly like the setting aside of money in ‘Grandma’s Jars’, preparing for expenses in the future, so when large costs come up, I know I have the money set aside to cover it. Growing up in a household where financial matters were often reactive, this aspect is really important to me. I have also been able to share some of the lessons I’ve learned from Phil with my friends and family, who have been inspired to take control of their finances, too, and they have expressed a similar sense of empowerment.

Phil and Lianne have been extremely generous with their time and hospitality. I very much appreciate the passion, wisdom, research and humility Phil brings when sharing on financial matters. Phil has handled my multiple questions and challenges with great patience. I also appreciate the way that Phil has challenged me to really think about what it is I want my money to do, whilst keeping financial things in perspective within the broader scheme of life. And he has walked alongside, guided and motivated me over many years, to help me keep working towards my goals.

Thanks so much Phil and Lianne! You guys are really wonderful people!