And the most important takeout from Phil's advice has been establishing good financial discipline based on Biblical principles.
We started seeing Phil, not because we had financial concerns or an inability to live within our means, but rather in the knowledge that financial stability and predictability would help us weather life's changes and uncertainties going forward.
Phil has now journeyed with us for three years. And the most important takeout from Phil's advice has been establishing good financial discipline based on Biblical principles. These have been invaluable, as we've had two children and taken on a mortgage over the time.
Phil reminds us that we are merely stewards of what God has graciously given to us. He encourages us to honour God by prioritising giving money to gospel work and the local church. These principles have been the key factor in providing structure around our financial habits and encouraging our ability to save.
Phil is intelligent and personable. We appreciate his clear advice and professional opinion but, also, his ability to work with our decisions without judgement. He provides practical advice in the context of broader economic conditions and trends.
Budgeting and financial responsibility is not easy. But we've really appreciated Phil's encouragement and support to keep us motivated and committed to the process. As finances are a key element of our family, our experience is that Phil's interest and concern extends beyond our finances: He cares for the strength of our marriage and family life, also, and aims to minimise the imposition and burden that finances can have on a family.